You can enroll by clicking here or in-person at a participating store. No purchase is necessary to sign up.

There are two (2) timelines associated with membership tier status. The qualification period to earn Gems (Jan 1 – Dec 31) and the Program tier status period (Feb 1 - Jan 31).

•The number of Gems earned anytime during a calendar year (Jan 1 - Dec 31) will determine your membership tier status. Every member’s Gem earning qualification period starts over on Jan 1.

•Your membership tier status is valid from Feb 1, or the day you enroll in the Program, through Jan 31 the following year. Membership tier status is evaluated annually on Feb 1, based on the prior calendar year’s Gem earning. Membership tier status and associated benefits will last through the next Program tier status period (Jan 31 the following year). For example:

o If you have Ruby status on Dec 31, 2021, the qualification period will start over on Jan 1, 2022 and your Gem balance will return to zero. Minus any adjustments to your Gem balance resulting in a tier reduction (returned merchandise), your Ruby status will remain valid through Jan 31, 2023. As long as you continue to qualify for a particular membership tier status, it will last through the next Program tier status period (Jan 31 the following year)

No. Gems are used to determine membership tier status and have no cash or other value. They cannot be redeemed for merchandise or cash.

No, Vault Rewards is an independent rewards program and not affiliated with the credit card program perks and benefits at this time.