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Progressive Leasing The Lease Purchase Program available at Jared

Bride and groom holding hands

If you want to consider a No Credit Needed* option that offers you the possibility to take your piece of jewelry home today, we offer a
Lease Purchase Program through Progressive Leasing.

No Credit Needed and Instant Decision infographics in gold text on a white background

90-Day purchase option and flexible payment options infographcis with gold text on a white background

How Does it Work?

3 easy steps and you could walk out of our store with the sparkling jewelry of your dreams - or finalize your online transaction and know it is on its way!

Step 1 infographic, apply in-store or online

Step 2 infographic, visit your local jared or browse online to shop.

Step 3 infographic, sign your lease agreement, make your first payment, and take your jewelry home.

Start paying your lease off. Once you have made your last payment, you will own your favorite piece of jewelry!

The advertised service is lease-to-own or a rent or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailers cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

*No credit needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

**90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailers cash price (except 3-month option in CA). To purchase early call 877-898-1970.

†The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.


Why a Lease?

Things to consider when looking into a Lease:

  • No credit needed*
  • Alternative to using a credit card
  • Requires an initial payment of $79†
  • Easy application process
  • Acquiring ownership by leasing costs more than the retailer's cash price
  • Affordable lease to own payments
  • 90-day purchase option** available
  • Take your item home same day or schedule delivery
  • You do not own the merchandise until it is paid in full

Ready to Apply?

  • To be 18 years or older
  • A Social Security Number or ITIN
  • A bank routing or account number for an open and active checking account
  • An active credit or debit card number



Frequently Asked Questions