If you want to insure your jewelry and watches, you need to know what they’re worth. During an appraisal, a certified gemologist or appraisal expert will inspect your jewelry, diamonds, gemstones, and watches while you wait. They’ll take into account:

• Current competitive retail prices
• Brand names, serial numbers, model numbers (for watches), identifying manufacturer’s marks on diamonds
• The karatage for gold; the stamping of the percentage on platinum
• The metal of prongs and mountings
• For diamonds and gemstones, the appraiser will evaluate the 4Cs (cut, color, clarity and carat weight)

Contact your local Jared store to inquire about their upcoming appraisal events. Bring relevant documentation such as sales slips, diamond or gemstone grading reports, and available warranties. You’ll receive a detailed report with pictures, diagrams, and a statement of what your watches or jewelry are worth.