Monthly Payments
1Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (including a 2% promotional plan fee, excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 6, 12, or 18 equal payments based on your qualifying plan during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.
Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 6, 12, or 18 months on purchases of $300 for 6 months, $1,000 for 12 months, or $5,000 for 18 months made with your Jared Preferred Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of July 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge is $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
Jared Preferred Credit Card Accounts are issued by Comenity Bank, a Bread Financial® company.