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The information furnished on this application is complete and accurate, to the best of my knowledge. Sterling Jewelers Inc. may investigate my credit record and obtain a consumer report in connection with this application and later in connection with an update, renewal, additional extension of credit, replacement or refinancing of an extension of credit or collection of the account, any other account I have with Sterling Jewelers Inc. or otherwise as permitted or required by law. Upon request, I will be told whether or not a consumer report was requested and the name and address of the reporting agency that furnished that report. TO FIND OUT ABOUT CHANGES IN THE INFORMATION IN THE AGREEMENT ACCOMPANYING THIS APPLICATION, WRITE TO JARED THE GALLERIA OF JEWELRY AT P.O. BOX 3680, AKRON, OH 44309-3680. STATE LAW REQUIRES US TO GIVE THE FOLLOWING NOTICES: California Residents: After credit approval each applicant shall have the right to use an open-end credit plan to the extent of any limit we set and will be liable for all amounts extended under the plan to any joint applicant. Ohio Residents: THE OHIO LAWS AGAINST DISCRIMINATION REQUIRE THAT ALL CREDITORS MAKE CREDIT EQUALLY AVAILABLE TO ALL CREDITWORTHY CUSTOMERS, AND THAT CREDIT REPORTING AGENCIES MAINTAIN SEPARATE CREDIT HISTORIES ON EACH INDIVIDUAL UPON REQUEST. THE OHIO CIVIL RIGHTS COMMISSION ADMINISTERS COMPLIANCE WITH THIS LAW. New York Residents: We have a security interest in goods costing more than $200.00 until the full payment price of those goods is paid. Wisconsin Residents: If you are married and are applying for an individual Account, you may combine your and your spouse's financial information above. Marital Agreement Notice - No provision of a marital property agreement, unilateral statement under Sec. 766.59 Wis. Stats., or court decree under Sec. 766.70 Wis. Stats., will adversely affect our rights unless we are furnished a copy of the agreement, statement or decree, or we have actual knowledge of its terms before credit is granted or the account is opened. We are required to ask married residents of Wisconsin for the name and address of their spouse.

In addition, I consent 1) to be contacted about my account through any contact information I provide, including cell phone numbers, even if the number is on a Do Not Call list, and even if I am charged under my phone plan and 2) to the use of any automatic telephone dialing system and/or prerecorded message when contacted.

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