The Jared Card

At Jared The Galleria Of Jewelry we're committed to giving our customers exceptional service and making shopping with us a pleasure - easy and convenient for you. So we created Jared Credit. Qualifying for Jared Credit is quick, simple and secure, and we offer competitive terms and a number of financing options.

For a quicker application process, please be prepared to provide information from applicant's drivers's license, current employer contact information, and personal reference contact information. With all required information on hand, the average time to complete this application is 5 minutes.

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Separate Privacy disclosures apply to the Jared The Galleria Of Jewelry Credit Card Account »

Credit Financing Offers

12 MONTH PLAN (Diamond Plan)

  • No interest on your purchase if paid in full within 12 months.
  • If the purchase balance is not paid in full in 12 months, or if you fail to make any required minimum payment within 60-days of its due date, interest will be charged to your account from the date of purchase at the APR for Regular Purchases (which is 17% to 26.99% depending on the state). See the Regular Card Credit Terms disclosure below.
  • Available only for a total purchase of $1,000 or more.
  • 20% Down Payment Required.
  • The required minimum payment for the plan is 1/12th of the purchase rounded up to the nearest $5.00, but not less than $70.

18 MONTH PLAN (Platinum Plan)

  • No interest for 12 months if you make all required minimum payments by the end of the 12th month. Interest will be imposed at a rate of 9.9% for the next 6 months and at the APR for Regular Purchases thereafter (which is 17% to 26.99% depending on the state). See the Regular Card Credit Terms disclosure below.
  • If all required minimum payments are not paid by the end of the 12th month, or if you fail to make any required minimum payment within 60 days of its due date during that period, interest will be charged to your account from the date of purchase at the APR for Regular Purchases.
  • If you pay late, we may also increase your rate after appropriate notice and in accordance with law.
  • Available only for a total purchase of $5,000 or more.
  • 20% Down Payment Required.
  • The required minimum payment for the plan is 1/18th of the purchase multiplied by 1.030 and rounded up to the nearest $5.00, but not less than $250.

REGULAR CARD CREDIT TERMS:

  • APR for Regular Purchases: 26.99% APR; except in AL, 21% APR to $750.00, 18% APR over $750.00; in AR, 17% APR; in CO, GA, IN, MS, OK, TN, TX, VT and WY, 21% APR; in DC and MD, 24% APR; in HI, MA, MN and NC, 18% APR; in MI, NY, OH and WV, 24.99% APR; and in NE, 21% APR to $499.99, 18% APR for $500.00 and over.
  • Minimum Interest Charge $1.00, except $0.70 in MI, MO, NY, TN and TX; except $0.50 in AL, AZ, CO, IN, ME, MA, MN, MS, MT, NJ, OK, SC, SD, VT, WV and WY; and no minimum in AR, DC, IA, MD, NE, NM, NC and RI.
  • State dependent terms vary by your state of residence or, for non-US residents, the state in which the account was opened.
  • See the Retail Installment Credit Agreement for additional details.

All accounts are subject to credit approval. We also offer a variety of additional payment options such as: Cash, Check, Visa, MasterCard, Discover, American Express and In-Store Layaway.


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